Terms and Conditions for Enrollment/Credit Agreement


I understand that when I register for any class at UW-Madison or receive any service from UW-Madison, I accept full responsibility to pay all tuition, fees and other associated costs assessed as a result of my registration and/or receipt of services. I further understand and agree that my registration and acceptance of these terms constitutes a promissory note agreement (i.e., a financial obligation in the form of an educational loan as defined by the U.S. Bankruptcy Code at 11 U.S.C. §523(a)(8)) in which UW-Madison is providing me educational services, deferring some or all of my payment obligation for those services, and I promise to pay for all assessed tuition, fees and other associated costs by the published or assigned due date.

UW-Madison will provide me access to the Student Center via My UW in which I will be able to enroll for classes, access my grades and class schedule, view billing information and amounts owed, due dates for such amounts, as well as any financial aid I may be entitled to receive.

By enrolling for classes at UW-Madison:

  • I promise to pay all assessed tuition and fees as a result of this enrollment, unless I cancel prior to the first day of the term.
  • If I do not cancel my classes before the beginning of the term I understand that I will be held responsible for paying all or some portion of tuition and fees based on my date of cancellation.
  • I also promise to pay any additional charges I incur including but not limited to charges for room, board, parking, citations, class materials, and other departmental or college charges.
  • I agree to reimburse the University the fees of any collection agency, which may be based on a percentage of the debt (maximum of 33%), and all costs and expenses, including reasonable attorney’s fees, the University incurs in their collection efforts.
  • I understand that if my account goes to collections, I am subject to credit bureau reporting.

Financial Aid: I understand that UW-Madison will apply any financial aid I receive to all charges assessed to my student account at the University, up to and including $200 from any prior academic year, to opt-out of having your aid cover all charges on your account please visit the Bursar Office. I understand that, regardless of my eligibility for financial aid or any other third-party payment, I am personally responsible for the full amount assessed to me as a result of my enrollment and attendance.

Enrollment Hold and Restriction of Records: I understand that UW-Madison will place a Financial Hold on my student account if I fail to pay in full by the due date. I understand that this Financial Hold will prevent release of my academic records, and may prevent enrollment activity such as adding and dropping classes.

Late Payment Charge: I understand that UW-Madison will assess the following charges and penalties to my student account at the University if I fail to pay in full by the due date all charges assessed to my student account:

  • Late Payment Charge of $100 for non-payment plan students
  • Late Payment Charge of $50.00 per installment for payment plan student

Payment Plan: I understand for Fall or Spring Semesters, I have the option to enroll in a payment plan. The details of such plan are outlined below in the section Extension of Credit/Payment Plan.

Collection Costs: I understand that UW-Madison may refer my past due student account at the University for collection and authorize legal action against me for the collection of this debt. I agree to pay all costs of collection incurred by UW-Madison including but not limited to collection agency fees, credit bureau fees, legal filing fees, service of process fees, publication fees, witness fees, reasonable attorney fees and recording fees. I also understand that UW-Madison may certify my past due balance to the Wisconsin Department of Revenue and make a claim for the total due against refunds, overpayments, lottery payments, or other assets available to the Department in its collection efforts.

Contact and Release of Information: I understand and agree that UW Madison uses my official University e-mail address as an official method of communication with me, and that therefore I am responsible for reading the e-mails I receive from UW Madison on a timely basis. I agree to inform the university of any change in my name, address, telephone number, or social security number in a timely manner. I acknowledge that I am being notified of and give my consent, as may be required by law, to allow UW-Madison at its option to report credit information pertaining to myself to credit bureaus and other non-campus third parties and also release my social security number to these non-campus third parties in the conduct of the university’s credit granting and collection activities. I authorize UW Madison and its agents and contractors to contact me at my current and any future cellular phone number(s), email address (as) or wireless device(s) regarding my delinquent student account(s)/loan(s), any other debt I owe to UW Madison, or to receive general information from UW Madison. I authorize UW Madison and its agents and contractors to use automated telephone dialing equipment, artificial or pre-recorded voice or text messages, and personal calls and emails, in their efforts to contact me.

Waiver of Notices, etc.: I expressly and severally waive demand of payment, presentment for payment, notice of dishonor, notice of non-payment, and all other notices except those required by law, and further agree that this agreement is controlled by the holding in Board of Regents of the UW System vs. Mussallem, 94 Wis. 2d 65 (1980). I also authorize UW-Madison, without notice to me, to renew and/or extend this agreement, accept partial payment thereon, or settle or compromise the amount owed.

Extension of Credit/Payment Plan:

In consideration of the extension of credit to me, from time to time, by the Board of Regents of the University of Wisconsin System on behalf of UW-Madison, I hereby acknowledge that I may choose to pay my account balance in installments, as detailed below:

  • Payment Plans are only available for the fall and spring terms. Only charges incurred on my student account for each term may be placed on the Payment Plan;
  • To qualify for the Payment Plan for a given term, I must pay an enrollment fee of $50.00 and make a minimum down payment equal to 33.33% of that term’s charges no later than the relevant Term Due Date;
  • The Payment Plan for any given term consists of three required installment payments. The first installment payment is due upon enrollment in the payment plan; the second installment will be due typically 28 days after the Term Due Date. The third installment will be due typically 28 days after the second installment due date;
  • If additional charges are added to the account after the initial installment, they will be spread evenly over the next two installments.
  • If additional Financial Aid is applied to an account on a payment plan, the amounts will be spread evenly over the remaining installments.
  • Any amounts due and unpaid by any installment due date will accrue a $50 late fee. Amounts placed on the installment plan will not accrue the late fee unless and until an installment payment is late or missed; and
  • UW-Madison has the right to deny participation in any Payment Plan for any terms without further notice.